If you are over age 70, we can show you how your life insurance policy might pay off now, while you are alive and still here to enjoy it! What's more, you may be able to sell your policy for considerably more than it's cash surrender value.

One of our clients, a 75-year-old man who owned a $500,000 term insurance policy that was about to lapse, was able to cash it in for more than $100,000.

An 80-year old woman had a $5 million policy with a cash surrender value of $600,000. We sold her policy for $1.3 million. Using the proceeds, we bought her new coverage without any further premium payments, saving her $120,000 a year.

People have come to us believing that their old policies were worthless. Others thought their existing insurance was so old that it could not be improved. We helped them sell their policies and purchase new coverage at much lower premiums. In most cases, we were able to increase the legacy they left for their heirs and favorite charities.

And we can do the same for you. Why settle for the cash surrender value or allow you policy to lapse, when it may be worth so much more? Let us help you decide whether to sell, surrender, keep or replace your old insurance policy at a profit.

For a free, no obligation consultation and policy appraisal, by phone or in person.

CALL US AT 800.662.LIFE (5433) www.alankayeins.com

Alan Kaye Insurance Agency, Inc.

301 North Canon Drive, Suite 324, Beverly Hills, CA 90210

CA Insurance Licence #0465531